Diseases crop up suddenly as we get very less time to take care of our health in today’s fast-paced lifestyle. Under these circumstances, it is essential to accumulate funds that would provide immediate financing in a critical situation. 

When you pay for a Bajaj Finserv Health EMI Card, expensive medical treatments do not bother you anymore. You may utilize the coverage amount to support all pharmaceutical costs, hospital charges, and treatment fees. Also, the claim approval process gets completed instantly. To learn the complete set of benefits, continue reading.

What is the Bajaj Finserv Health EMI Network Card?

It is a medical treatment financing instrument that you can avail of by visiting the website of Bajaj Finserv. Its primary role is to make treatment expenses affordable by breaking them into flexible no-cost EMIs. After acquiring the card, you can rely on its services across 5000 partnered healthcare facilities in over 1000 Indian cities. 

Some of the pressing medical expenses that can be covered using the Bajaj Finserv Health EMI Card include:

  • Vital surgery expenses like the costs of a kidney transplant, cancer surgery, valve replacement surgery, etc.
  • The cost incurred from therapy sessions and diagnostic tests
  • Maternity care expenses
  • Pharmacy bills
  • Dental care bills
  • Hair transplantation fees, etc. 

What are the Benefits of Owning a Bajaj Finserv Health EMI Network Card?

A vast range of benefits is provided to all healthcare EMI card acquirers. However, some of the most prominent benefits are the following:

Contactless Card Activation 

You do not need to visit any office or fix an appointment with the company officials at your place to activate the card. Everything takes place online and the approval happens instantly through a mobile application if you satisfy all the eligibility requirements. 

High Card Limit

The Bajaj Finserv Health EMI Card gives its customers a high upper threshold of Rs. 4 Lakhs for many pre-approved offers. Initially, though, you begin with a low Bajaj finance card limit, and gradually you develop greater trust by maintaining timely repayments and displaying low credit dependency. This will result in quicker approval and you will be entitled to a much higher card limit. 

Wide Acceptance

You may buy life-saving drugs and get access to the best-in-class treatment across multispecialty hospitals and clinics pan-India by using this financing product. All you have to do is visit a partnered treatment centre and opt to pay using Bajaj Health Network EMI card. This allows you to pay the total bill in parts as EMI payments. 

One-Time Activation Fee

The joining or activation charges depend on the card variant you choose. For instance, if you select to hold the Bajaj Finserv Health EMI Network Card Gold, then you have to pay Rs. 707 (inclusive of all taxes). This amount goes up to Rs. 999 for the Bajaj Finserv Health EMI Network Card Platinum. You are liable to pay this fee only once, after which you enjoy a lifetime service. 

Flexible Repayment Tenure

You have the authority to optimize the loan term as per your budget. This gives you more financial liberty. The shortest repayment span can be 3 months while you may stretch the tenure for up to 24 months. 

Provides Coverage Against Uncommon Expenses 

This EMI card has financing solutions even for unconventional medical expenses that are normally not covered in health insurance policies. These may include coverage against charges of staying in a premium hospital room which otherwise had to be paid from pocket even if you had comprehensive health insurance. 

What are the Eligibility Criteria for Having a Bajaj Finserv Health EMI Card?

There are not too many requirements that you have to fulfill to get an EMI card from Bajaj Finserv. All you must ensure are the following:

  • Your age should not be below 23 years if you are applying for an EMI card offline. However, the upper age limit cannot cross 60 years.
  • When you are requesting an online Insta EMI card, your age has to be more than 21 years. The upper threshold age remains the same. 
  • You must be able to produce income proof. 

How to Apply for Bajaj Finserv Digital Health EMI Network Card Online?

We suggest you follow these steps to access the EMI card online:

Step 1: First visit the dedicated page of Bajaj Finserv Digital Health EMI Network Card.

Step 2: Go through the various card types and read about their individual features. If you feel satisfied with the benefits, select a card variant and click on ‘Apply Now’.

Step 3: Provide the requested details like the name as per KYC documentation, contact information, etc.

As per your eligibility criteria, the website will show you pre-approved offers. Also, you get to see your card limit. Once you have paid the joining fee and the card gets activated, you will be able to monitor the transactions using the Bajaj Finserv Wallet application.Acquiring the Bajaj Finserv Health EMI Card along with sufficient health insurance coverage gives you ultimate protection against health hazards. The interest rate charged against loans taken is also nominal, making it more affordable for all. Therefore, you should consider applying for one to safeguard the healthcare needs of your family.




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